Why splitting matters for your budget
Most expense tracking quietly double-counts group spending. You paid the S$120 dinner bill, you log S$120 — but four friends are paying you back, so your "spending" is overstated by S$96. Do that a few times a month and your budget is fiction. A bill you split with friends isn't one S$120 expense; it's your S$24 share. The only number that belongs in your ledger is the one you actually carried.
Split it right in the chat
When you snap the receipt in Telegram, you get a confirmation card — shop, items, total. Instead of confirming the whole amount, tap Split, choose how many people shared it (2, 3, 4, or type any number), and Magpie divides the total and keeps your share. No separate app to open, no group to set up, no chasing anyone to install anything. It's part of the same five-second capture, not a second chore later.
Only your share hits your ledger
After the split, the entry that's saved is your portion — so your monthly total, your category breakdowns, and any budget you've set all reflect what you really spent, not the table's. The full receipt is still read and understood; you've just told Magpie the part that was yours to carry.
Works across phones and currencies
Because it's a Telegram bot, everyone's operating system is irrelevant — you split the same way whether you're on iPhone, Android, desktop or web, with nothing to install. And it travels: a ¥18,000 izakaya bill split four ways files your ¥4,500 share, converted into your home currency like any other receipt. Splitting a bill abroad shouldn't be harder than splitting one at home.
Honest about what it does today
Right now the split is an even one — divide by the number of people, keep your share — which covers the overwhelming majority of group meals. Itemised "who-had-what" splitting (you had the steak, they had the salad) is on the roadmap, not in the beta yet. We'd rather tell you that than imply a feature you'd discover was missing.
Your split history is yours
Each share you keep is saved as a plain-text Markdown note in the open Obsidian format — exportable as a folder of files anytime, or deletable in one command, and never used to train AI. The convenience of splitting in a chat shouldn't cost you control of the record.
Stop logging the whole table's dinner
Magpie splits the bill as you capture it and files only your share — any number of people, any currency, no extra app. Free private beta.
Apply for the beta →